Snap Finance

Reach More Customers and Close More Sales With Snap Finance

Snap empowers your business by providing convenient financing options to a wider customer base, including those facing credit challenges.*

Key Benefits of Partnering With Snap

  • No credit needed*
    All credit types are welcome to apply, helping you reach more customers.
  • Approvals from $300 to $5,000
    Greater spending power means more closed sales for your business.
  • Increased average order value
    Customers who use Snap spend at checkout.**
  • Bilingual customer support
    Our customer support team communicates in English and Spanish to ensure a better experience for more customers.
  • Always-on marketing
    Our comprehensive marketing tools and support drives new and repeat business.
  • Fast funding
    Funding is expedited to your account, typically within 48 hours of merchandise delivery.

*Only Available to the US Market

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Enjoy the Snap Advantage

Snap Leasing™

With lease-to-own financing, Snap purchases the merchandise from you and leases it back to your customer. Snap pays you when the merchandise is delivered, and the customer makes payments over time to Snap until they’ve completed the terms of their lease and take full ownership.

Snap Loan®

Snap Loan is an unsecured installment loan issued by Snap’s bank partner and serviced by Snap Finance. Customers can use their approved amount for products and services while making payments over time. Your customers may be eligible to use a retail installment contract (RIC), which is an agreement between you and your customer. With RIC, customers make payments over time for certain products and services through Snap Finance.

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Your Customers Will Love Snap

  • Full transparency
    Our fees are communicated in the customer’s agreement, and we don’t charge cancellation or late fees.
  • Easy application
    Customers can apply in minutes and get a decision in seconds.
  • No credit? No problem.*
    Snap and our bank partner look beyond credit scores, taking a fresh approach to creditworthiness.*
  • Payment options
    Payment due dates and frequency can be changed at any time.
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